Do you dream of traveling the world? Are you dying to see sites that up til now you've only viewed in magazines, movies, or on TV? "Yes, of course, I want to travel," you say, "but I don't have money to travel."

So you made some New Year's resolutions to travel more this year. But where to start? If this is your first time heading out on the road, how to plan a trip can seem overwhelming. There are so many questions: Where to go? Who to travel with? How much will traveling cost? What will I do when I get wherever…

Do you want to travel more this year? Chances are yes if you are reading this article. As one year ends and a new one begins, we find ourselves making all sorts of "resolutions." Traveling more may be on your list.